Returns will reduce your Cashback Rewards balance. Cashback Rewards are awarded based on eligible credit card purchases excluding transactions such as cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers and quasi-cash transactions. If you do not meet the eligibility criteria during the grace period, your rate for the month immediately following the grace period will be 1%, beginning on the Evaluation Date.
You will receive a grace period for the first month in which you do not meet the eligibility criteria.
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New card accounts will receive at least a full calendar month at the 2% cashback rate prior to the first Evaluation Date. Your 2% earnings will start on this date and apply until your next monthly evaluation (on the fourth business day of the following calendar month). On the fourth business day of each month (“Evaluation Date”), we will determine whether you are entitled to earn 2% in Cashback Rewards by meeting the eligibility criteria during the prior month.
You may also be eligible for 2% with an open eligible Key Private Bank checking account.
Qualifying transactions include, but are not limited to, point of sale transactions, bill payment(s), ATM transactions, check, cash, or direct deposits, and electronic funds transfers. Cashback Credit Card: To be eligible for 2% in Cashback Rewards, you must have an eligible open KeyBank consumer checking account (excluding a health savings account) with 5 or more qualifying transactions posted to that same checking account in a calendar month.
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